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Deposit Rates
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You may qualify for tax free earnings
with one of our IRA's.
- Roth IRA-tax–free earnings and the option
of withdrawing funds without penalty for
first-time homebuyer purchase, under certain
conditions.
- Traditional IRA-high interest variable rate
or a term certificate, both with tax-deferred
earnings.*
- Education IRA's to save for your children's future.
*Consult your tax preparer for exact savings.
Protect Your Investments with an Insured Savings Plan.
- Passbook Savings Accounts
- Tiered Savings Accounts
- Money Market Accounts
- Checking/NOW Accounts
- Christmas Club
- Term Certificates
All accounts are FDIC insured per depositor up to $250,000.
To find out more about our products and services, please use our
information request form, give us a call at (617) 666-4700, or
visit one of our offices.
Jumbo Certificates are no longer available at this time.
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Deposit Rates*
(Effective: January 3, 2012)
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NOW Checking
| (Rates may change after account is opened. Fees may reduce earnings.
$50 minimum to earn APY) |
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| 0.100%
| 0.100%
| $100
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Passbook Savings
| (Rates may change after account is opened. Fees may reduce earnings.
$50 Minimum to earn APY) |
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| 0.250%
| 0.250%
| $50
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Tiered Statement Savings
| (Rates may change after account is opened. Fees may reduce earnings. Middlesex Federal Savings NYCE ATM Card Available.
$300 minimum to earn APY
) |
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$1,000.00
| 0.100%
| 0.100%
| $300
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$10,000.00
| 0.250%
| 0.250%
| $1000
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| 0.350%
| 0.350%
| $10000
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Money Market Savings
| (Rates may change after account is opened. Fees may reduce earnings. * Middlesex Federal Savings NYCE ATM Card Available.
$50 minimum to earn APY
) |
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| 0.250%
| 0.250%
| $2500
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3 Month Certificate
| (Penalty may be imposed for early withdrawal.
$1,000 minimum to earn APY ) |
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| 0.250%
| 0.250%
| $1000
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6 & 8 Month Certificate
| (Penalty may be imposed for early withdrawal.
$1,000 minimum to earn APY) |
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| 0.450%
| 0.450%
| $1000
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12 & 18 Month Certificate
| (Penalty may be imposed for early withdrawal.
$500 minimum to earn APY) |
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| 0.750%
| 0.760%
| $500
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24 & 30 Month Certificate
| (Penalty may be imposed for early withdrawal.
$500 minimum to earn APY ) |
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| 1.000%
| 1.020%
| $500
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36 Month Certificate
| (Penalty may be imposed for early withdrawal.
$500 minimum to earn APY) |
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| 1.250%
| 1.280%
| $500
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48 Month Certificate
| (Penalty may be imposed for early withdrawal.
$500 minimum to earn APY) |
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| 1.500%
| 1.530%
| $500
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60 Month Certificate
| (Penalty may be imposed for early withdrawal.
$500 minimum to earn APY) |
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| 2.000%
| 2.050%
| $500
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IRA 18 Month Var Rt Cert
| (Penalty may be imposed for early withdrawal. Rate Subject to change quarterly (Feb/May/Aug/Nov) based on the latest 1 year Constant Maturity Treasury + 100 basis points
$100 minimum to earn APY
) |
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| 1.120%
| 1.140%
| $100
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